Insurance Products

Illinois Home insurance

Homeowner Insurance

Homeowner’s insurance will provide protection against physical damage to your home, related structures, contents and other expenses on a replacement cost or actual cash value basis.

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Farmowner Insurance

Farmowner’s insurance will provide protection against physical damage to your home, related structures, contents and other expenses on a replacement cost or actual cash value basis.

It can also provide coverage for farm outbuildings, farm equipment and livestock.

Farm Landlord Insurance

Farm landlord insurance is available for farm dwellings and outbuildings that are rented to others.

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Illinois Farmowner insurance

Illinois Rental Dwelling insurance

Rental Dwelling Insurance

Rental dwelling insurance provides protection to landlords who own and rent out dwellings.

It covers the dwelling, additional structures and loss of rents.

Coverage for the tenant’s personal possessions is not included in this type of policy.

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Contents & Condominiums Insurance

Contents insurance provides protection for the personal property for those who are renters.

Condominium insurance provides coverage for condos that are owner occupied or rented to others.

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Illinois Renters & Condo insurance

Illinois Inland Marine insurance

Inland Marine Insurance

Inland marine coverage is additional coverage that can be added to your policy for unique or special items such as jewelry, furs, guns and other collectibles. Recent appraisals of items to be insured may be required.

We also offer coverage for recreational vehicles, golf carts and small boats.

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Liability Insurance

We also offer liability coverage on all types of insurance.

Liability insurance provides coverage for bodily injury and property damage sustained by others for which you or your family members are legally responsible.

Liability insurance can be combined with any type of policy listed above and is provided by Rockford Mutual Insurance through Dunham & Chemung.

Illinois Liability insurance

Dunham & Chemung cannot provide coverage for the following circumstances:

Restrictions that may affect coverage eligibility: